Holiday Debt
36% of Americans Took On Holiday Debt, Averaging $1,249 The holiday season can be a busy time for consumers, from making travel plans to purchasing gifts for loved ones. For some Americans, this can mean spending outside their budget by adding debt to their credit card, using buy now, pay later financing or taking out […]
EMERGENCY SAVINGS
Preparing for a Financial Emergency 5 tips for building (or rebuilding) your emergency savings (Family Features) The new year provides an opportunity to re-evaluate different aspects of your life, and that includes your budget and savings habits. Planning for emergencies by building – or rebuilding if the COVID-19 pandemic required making a withdrawal – a […]
PROTECT YOUR FINANCES FROM COVID-19
How to protect your finances through COVID-19 OnPoint Community Credit Union shares its expert tips for managing finances during the COVID-19 crisis Communities across the country are feeling the impact of temporary closures of businesses, schools and public facilities. During uncertain times, many feel anxious about how they will cope with unanticipated changes or hardships. […]